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Holiday Skip-a-Pay Program

The Annual Holiday Skip-A-Payment Program allows you to skip December’s payment on any* QOCU loan to help pay for holiday expenses. The following members or loans are not eligible for Skip-A-Payment:

  • Members whose account(s) are not in good standing.
  • Home equity loans and credit card loans.
  • Loans subject to an extension in the year you apply for the Skip-A-Pay.
  • If the Skip-A-Pay convenience fee of $30 per loan is not available in your savings and/or checking account when the application is submitted.
  • Loans delinquent within the last 6 months of the date you apply for the Skip-A-Pay.
  • Loans with a monthly payment of $100 or less.
  • Loans financed after June 1, in the year you apply for the Skip-A-Pay.
  • Loans subject to an extension in the year you apply for the Skip-A-Pay.
  • Loans with a balance of $500 or less.
  • Loans with collateral protection insurance.

2022  Holiday Skip-A-Payment Program

Sign-up for the Annual Skip-a-Payment Program to help pay for holiday expenses.  The 2022 Holiday Skip-A-Payment Forms will be accepted from October 1, 2022, through November 18, 2022. Please print and complete your 2022 Holiday Skip-A-Payment form and email, mail, or fax it to the credit union.  Please note that you will not receive any information or communication from the credit union staff regarding this process until after November 18th. 

Skip-A-Payment Form

*See restrictions listed above.