Holiday Skip-a-Pay Program

The Annual Holiday Skip-A-Payment Program allows you to skip December’s payment on any* QOCU loan to help pay for holiday expenses. The following members or loans are not eligible for Skip-A-Payment:

  • Members whose account(s) are not in good standing.
  • Home equity loans and credit card loans.
  • Loans subject to an extension in the year you apply for the Skip-A-Pay.
  • If the Skip-A-Pay convenience fee of $30 per loan is not available in your savings and/or checking account when the application is submitted.
  • Loans delinquent within the last 6 months of the date you apply for the Skip-A-Pay.
  • Loans with a monthly payment of $100 or less.
  • Loans financed after June 1, in the year you apply for the Skip-A-Pay.
  • Loans subject to an extension in the year you apply for the Skip-A-Pay.
  • Loans with a balance of $500 or less.
  • Loans that participated in any special Skip-A-Pay programs in the year you apply for the Skip-A-Pay.
  • Loans with collateral protection insurance.

Skip-A-Payment Form

 

Please complete and submit this form to request to skip your December loan payments before the close of business on Friday, November 19, 2021. Please contact the credit union if you have any questions.

*See restrictions listed above.