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Holiday Skip-a-Pay Program

The Annual Holiday Skip-A-Payment Program allows you to skip December’s payment on any* QOCU loan to help pay for holiday expenses. The following members or loans are not eligible for Skip-A-Payment:

  • Members whose account(s) are not in good standing.
  • Home equity loans and credit card loans.
  • Loans subject to an extension in the year you apply for the Skip-A-Pay.
  • If the Skip-A-Pay convenience fee of $25 per loan is not available in your savings and/or checking account when the application is submitted.
  • Loans delinquent within the last 6 months of the date you apply for the Skip-A-Pay.
  • Loans with a monthly payment of $100 or less.
  • Loans financed after June 1, in the year you apply for the Skip-A-Pay.
  • Loans subject to an extension in the year you apply for the Skip-A-Pay.
  • Loans with a balance of $500 or less.
  • Loans with collateral protection insurance.
 

Applications for the Holiday Skip-a-Payment will be accepted from October 1st through Friday, November 17, 2023.  

*See restrictions listed above.