Holiday Skip-a-Pay Program

The Annual Holiday Skip-A-Payment Program allows you to skip December’s payment on any* QOCU loan to help pay for holiday expenses. The following members or loans are not eligible for Skip-A-Payment:

  • Members whose account(s) are not in good standing.
  • Home equity loans and credit card loans.
  • Loans subject to an extension in the year you apply for the Skip-A-Pay.
  • If the Skip-A-Pay convenience fee of $30 per loan is not available in your savings and/or checking account when the application is submitted.
  • Loans delinquent within the last 6 months of the date you apply for the Skip-A-Pay.
  • Loans with a monthly payment of $100 or less.
  • Loans financed after June 1, in the year you apply for the Skip-A-Pay.
  • Loans subject to an extension in the year you apply for the Skip-A-Pay.
  • Loans with a balance of $500 or less.
  • Loans that participated in any special Skip-A-Pay programs in the year you apply for the Skip-A-Pay.

2020 Skip-A-Pay Application

 

Please complete and submit this form to request to skip your December loan payments before November 20, 2020. Please contact the credit union if you have any questions.

*See restrictions listed above.