Holiday Skip-a-Pay Program

The Annual Holiday Skip-A-Payment Program allows you to skip December’s payment on any* QOCU loan to help pay for holiday expenses. The following members or loans are not eligible for Skip-A-Payment:

• Members whose account(s) are not in good standing.
• Home equity loans and credit card loans.
• Loans subject to an extension in the year you apply for the Skip-A-Pay.
• If the Skip-A-Pay convenience fee of $30 per loan is not available in your savings and/or checking account when the application is submitted.
• Loans delinquent within the last 6 months of the date you apply for the Skip-A-Pay.
• Loans with a monthly payment of $100 or less.
• Loans financed after June 1, in the year you apply for the Skip-A-Pay.
• Loans subject to an extension in the year you apply for the Skip-A-Pay.
• Loans with a balance of $500 or less.
• Loans that participated in any special Skip-A-Pay programs in the year you apply for the Skip-A-Pay.
  

2020 Skip-A-Pay Application

Please complete and submit this form to request to skip your December loan payments before November 20, 2020. Please contact the credit union if you have any questions.

*See restrictions listed above.