Savings Rates

Share Accounts *APR *APY
S1 Regular Shares $100.00-999.99 .01% .01%
$1000.00-4999.99 .01% .01%
$5000.00-9999.99 .10% .10%
$10000.00 and over .20% .20%
S2 Vacation 0.00% 0.00%
S4 Christmas Club .50% .50%
S5 Organization 0.00% 0.00%
S6 Kirby Kangaroo Club .20% .20%
S7 Money Market $0 – 2,499.99 0.00% 0.00%
$2,500 – 10,000.00 .20% .20%
$10,000.01 – 20,000 .30% .30%
$20,000.01 – 50,000 .40% .40%
$50,000.01 – and over .50% .50%
S8 Share Drafts Non-Interest Bearing 0.00% 0.00%
S9 *High Yield Share Draft Checking $0 – $2,000 0% 0%
$2,000.01 – $20,000 1.50% 1.51%
$20,000.01 – and over .15% .15%
S13 Extreme Teen .20% .20%
S55 LIFE Timers $0 – 999.99 0.00% 0.00%
$1,000 – 10,000.00 .20% .20%
$10,000.01 – 20,000 .30% .30%
$20,000.01 – 50,000 .40% .40%
$50,000.01 – and over .50% .50%

*APR = Annual Percentage Rate
*APY = Annual Percentage Yield
†When account requirements are met. View account requirements.

Rates effective November 16, 2020

*Rates may change without notice.

*High Yield Checking Accounts:  Effective 6/15/15, HIGH YIELD CHECKING ACCOUNTS NO LONGER OFFERED AS AN INVESTMENT OPTION AND MAY NOT BE OPENED.  Existing High Yield Checking Accounts may continue to make withdrawals from and deposits to their High Yield account and take advantage of the yields.  However, if the High Yield Checking account is closed, it may not be re-opened (effective 6/15/15).