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Savings Rates

Rates Effective January 1, 2024

Effective January 1, 2024, dividends on interest-earning accounts will be paid monthly, excluding Christmas Club Accounts.  Dividends on Christmas Club Accounts are paid annually. 

Share Accounts  *APR*APY
S1Regular Shares$100 – $999.99.01%.01%
  $1,000 – $4,999.99.10%.10%
  $5,000 – $9,999.99.15%.15%
  $10,000 and over.25%.25%
S2Vacation 0.00%0.00%
S4Christmas Club 1.00%1.00%
     
S6Kirby Kangaroo Club .25%.25%
S7Money Market$0 – $2,499.990.00%0.00%
  $2,500 – $10,000.30%.30%
  $10,000.01 – $20,000.50%.50%
  $20,000.01 – $50,000.60%.60%
  $50,000.01 and over.75%.75%
S8Share DraftsNon-Interest Bearing0.00%0.00%
S9*High Yield Share Draft Checking$0 – $2,0000%0%
  $2,000.01 – $25,0001.75%1.75%
  $25,000.01 and over.15%.15%
S11Strike Savings$0 – $1,0000.00%0.00%
S11Strike Savings$1,001 and over.25%.25%
S13Extreme Teen .25%.25%
S55LIFE Timers$0 – 999.990.00%0.00%
  $1,000 – $10,000.30%.30%
  $10,000.01 – $20,000.50%.50%
  $20,000.01 – $50,000.60%.60%
  $50,000.01 and over.75%.75%

*APR = Annual Percentage Rate
*APY = Annual Percentage Yield
†When account requirements are met. View account requirements.
*Rates may change without notice.
*High Yield Checking Accounts:  Effective 6/15/15, HIGH YIELD CHECKING ACCOUNTS NO LONGER OFFERED AS AN INVESTMENT OPTION AND MAY NOT BE OPENED.  Existing High Yield Checking Accounts may continue to make withdrawals from and deposits to their High Yield account and take advantage of the yields.  However, if the High Yield Checking account is closed, it may not be reopened.