Quaker Oats Credit Union’s Easy Budget Checking is a checking account solely for budgeting and paying monthly bills. This is a secondary checking account, and members will be responsible for making sure funds are available the night before items attempt to clear to avoid any fees. No funds will be automatically transferred to this account or from this account to cover items attempting to clear.
You can open an Easy Budget Checking Account in-person or by mail. First, please print, complete, and return the following forms to the credit union.
- Share Draft Agreement
- Easy Budget Checking Agreement
- Budget Worksheet
- Overdraft Protection Application
You will also need to enroll in the following online services:
Next, please make a photocopy of your Driver’s License and Social Security Card to be included in the packet of information to be provided to the credit union.
Finally, please review the following disclosures and feel free to download and print a copy for your records.
- Membership and Account Agreement Form
- Truth in Savings Forms
- Electronic Funds Transfer
- Funds Availability
Please contact the credit union if you need assistance or have any questions.
CHECKLIST OF ITEMS TO COMPLETE & RETURN TO QOCU
|Share Draft Agreement|
|Easy Budget Checking Agreement|
|Overdraft Protection Application|
|Copy of Driver’s License|
|Copy of Social Security Card|
|Enroll in Online Banking|
|Enroll in Online Bill Pay|
|Enroll in eStatements|
*A Share Savings Account must be opened before any additional accounts can be opened.