Fee Schedule – Effective June 1, 2023
ATM/Debit Card
*ATM transaction fee or $1.00 + tax per transaction
*Balance Inquiry $1.00 + tax per inquiry
Replacement Card fee $10.00
Replacement Pin $5.00
Pick Your Own Pin# $5.00
Expedited Card Replacement $50.00
Card Reactivation Fee $5.00
*No Surcharge Fee at SHAZAM® Privileged Status network ATMs. Charge after six (6) withdrawals or POS
transactions at non- QOCU ATM machines. ATMs not owned by QOCU or not in the SHAZAM® Privileged
Status network may add an additional surcharge.
Checking, Overdraft, and Return Items
Overdraft Fee $32.00 + tax per item
Return item fee $32.00 + tax per
Stop Payment $32.00 + tax
Overdraft Transfers $2.50 + tax
Copies of Cleared Checks $3.00 per check
Check Issue
Cashier’s Check $5.00
Teller Check / Money Order First check is Free
$3.00 per check for additional checks
**Check Cashing Fee $5.00/ check
**Charge for members who have less than an average daily balance of $100 in their accounts and no other account relationships with QOCU, and for non-members.
Wire Transfers
Incoming Domestic Wire $10.00
Outgoing Domestic Wire $25.00
Statement/Account Assistance
Statement Copy $5.00/statement
Account Reconciliation/Research $30.00/hour
(max. history of 3 months)
Miscellaneous
Returned Mail Fee $5.00/ item
Withdrawal from Christmas Club $10.00
Notary member Free
Non member $10.00
Faxing or Photocopying $1.00 per page
Garnishment/Levy $25.00
Premature Account Closing $25.00 (for accounts open less than 6 months)
Loan Cancellation Fee $25.00
***Inactive/Dormant Account Fee $5.00/month
Cash Advance Fee $5.00
****Coin Cashing Fee $5.00
***An account is considered inactive if no withdrawals or deposits have been made for 12 months and balance is less than $200.00.
****Charge for members who have less than an average daily balance of $100 in their accounts and no other account relationships with QOCU.
