Loan Rates

Rates Effective October 1, 2021

NEW AUTO/MOTORCYCLE

APR *
2020, 2021, 2022 UP TO 60 mo. 2.75%
2020, 2021, 2022 UP TO 72 mo. 3.25%

USED AUTO/MOTORCYCLE

17, 18 & 19 UP TO 66 mo. 3.50%
15 & 16 UP TO 60 mo. 4.00%
13 & 14 UP TO 54 mo. 4.50%
12 AND OLDER UP TO 42 mo. 6.00%

OTHER SECURED

(Trailers, Lawn Tractors, UTVs, ATVs, Snowmobiles, etc.)

2020-2022 UP TO 60 mo. 5.25%
2017-2019 UP TO 48 mo. 6.75%
2016 and older UP TO 36 mo. 7.75%

RECREATIONAL VEHICLES

(Motorhomes, RVs, Boats, Travel Trailers, etc.)

New UP TO 10-year term 6.50%
New UP TO 6-year term 4.75%
(See Loan Officer for Used Rates)

SIGNATURE LOAN 

(Max .10% of Gross Income)

1 Year 11.00%
UP TO 36 mo. 12.00%

SHARE SECURED LOAN

UP TO 12 months

OVER 12 months (up to 48 mo.)

4.5%

5.5%

HOME EQUITY LOANS

5 years 3.75% Fixed Rate
7 years 4.00% Fixed Rate
10 years 6.50% Fixed Rate
15 years 7.50% Fixed Rate

 

 

MASTERCARD CREDIT CARD

10.99% FIXED RATE

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*Rates may change without notice.  All rates are expressed as Annual Percentage Rate and are listed “as low as.” Your actual rate may be higher based on your credit history and other factors.