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Vehicle Warranty Coverages

1.  Extended Warranty

Whether you buy a new or used vehicle, Quaker Oats Credit Union can help you protect it with our mechanical breakdown coverage that we offer through Route 66. This warranty is designed to help you with major repairs. You can purchase a warranty plan to fit your needs regardless of the year and mileage.

Extended Warranty Inclusive Benefits
Zero Deductible
Nationwide Coverage
24/7/365 Emergency Roadside Service
30 Day Money-Back Guarantee
Trip Interruption
Direct Claim Payments Via Visa/ MasterCard
Total Loss Refund  – If your car is declared a total loss by the insurance company due to collision or act of God, Route 66 will refund the entire original premium of your service agreement.

Learn more or get a FREE Extended Warranty quote.

2.  Auto Essentials – Vehicle Protection Plan

Auto Essentials coverage purchased through the credit union provides a wide range of protection services for members including 24-hour emergency roadside assistance, tire & wheel road hazard protection, paintless dent repair, windshield repair protection, and key/remote replacement.

Coverage Description 
1.Key / Remote Replacement Replacement of lost, stolen, or destroyed keys or remotes.
2. Tire & Wheel Road Hazard Protection Repair or replacement of punctured, cut, or flat tires due to road hazards or potholes.
3. Cosmetic Wheel Repair A concierge service that repairs cosmetic damage to covered wheels including damage to chrome wheels or rims.
4. Paintless Ding & Dent
Permanently removes dings and minor dents without harming a vehicle’s factory finish. Service can be performed at a location of your choosing.
5. Windshield Repair Repair of windshield chips and cracks caused by propelled rocks or road hazard debris. Also prevents chips and cracks from spreading. Service can be performed at a location of your choosing.
6.24-Hour Emergency Roadside Assistance 24/7 roadside assistance including towing service, roadside service, essential fluid, and supplies, flat tire assistance, fuel delivery, jump starts, battery assistance, and lockout service. A service truck will be dispatched to your location.

* All descriptions are for informational purposes only.  Please review the coverage agreement for specific coverage details and terms.  Quotes are valid for 30 days or unless there is a change to the vehicle or owner’s information. Final sale price may vary if VIN or full address is not present or a change to sales tax rates in your state. All quotes expire on midnight December 31st.

Learn more about VPP.

Auto Essentials – Standard Pricing*

Vehicle Class 1 Year 2 Years 3 Years 4 Years 5 Years 6 Years 7 Years
Class I: Buick, Chevrolet, Chrysler, Dodge, Eagle, Ford, GMC,
Honda, Hyundai, Isuzu, Jeep, Kia, Mazda, Mercury, Mitsubishi,
Nissan, Oldsmobile, Plymouth, Pontiac, Saturn, Scion, Subaru,
Suzuki, Toyota
$439 $453 $468 $483 $497 $509 $520
Class II: Hummer, Lincoln, Saab $503 $526 $543 $560 $577 $588 $599
Class III: Acura, Cadillac, Infiniti, Lexus, Volkswagen $650 $673 $684 $695 $706 $712 $723
Class IV: Alfa Romeo, Audi, Fiat, Mini, Volvo $899 $921 $932 $944 $955 $966 $983
Class V: Jaguar, Land Rover, Mercedes, Porsche, Smart Cars,
$1,057 $1,068 $1,085 $1,096 $1,108 $1,119 $1,136
Class VI: BMW $1,492 $1,543 $1,560 $1,582 $1,599 $1,639 $1,661

Please contact the credit union to get a FREE quote.  An auto loan with QOCU is not required to purchase Auto Essentials – Vehicle Protection Plan.

Contact Us


*Rates applicable in all states except NY.  Auto Essentials is not available on any exotic vehicles, including but not limited to the following:
Bentley, Rolls Royce, Lotus, Ferrari, Maserati, Lamborghini, etc., or any vehicle with an MSRP of $100,000 or higher.

HOLIDAY CLOSING - Monday, May 27th for Memorial DayE-Services