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Life Insurance

We’ve partnered with LifeHelp to provide term life insurance plans.  LifeHelp is the insurance administrator for these programs.  The Group Insurance listed below is available to you as our member and makes choosing a monthly cost comfortable for you, based on competitive group rates.  Applying online is also simple and quick, with no medical exam needed.

Guaranteed Issue Group Term Life Insurance 

  • Guaranteed Acceptance
  • Established “final expense” coverage
  • Eligible ages: 18 – 64 *Spouses can apply even if the member does not
  • Renewable to age 70
  • Terminates at age 80. At age 70, the benefit is reduced by 50% of the original coverage amount.
  • Offer Amounts: $5,000 – $50,000
  • For the first two years of coverage, the benefit is only payable for accidental death. After two years, benefits are payable for death due to any cause.
  • Premiums can be paid monthly, quarterly, or annually

Click here to learn more and see the costs of our Guaranteed Issue Group Term Life Insurance 


Young Family  Group Term Life Insurance

  • Can be as young as 18 years of age for eligibility (Eligible ages:  18 – 55) *Spouses can apply even if member does not
  • Terminates at age 75. At age 65, the benefit is reduced by 50% or to $20,000, whichever is less.
  • Renewable to age 75
  • Offer Amounts: $10,000 – $150,000 with simplified application (up to $300,000 with full underwriting).
  • Premiums can be paid monthly, quarterly, or annually

Click here to learn more and see the costs of our Young Family Group Term Life Insurance.



If you need additional information or have questions, LifeHelp member service representatives are ready to personally answer your call Monday – Friday. 7 am to 4 pm CST, at 1-800-345-4543.  You may also submit your question via email to MemberService@lifehelp.com.

Administered by LifeHelp, 2990 Innsbruck Drive, Redding, CA 96003. Issuance of a Certificate of Insurance or payment of benefits may depend upon the answers given in the application and the truthfulness of those answers. Underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010, on policy form GMR. This is an offer for insurance. It is 1) not a deposit, 2) not an obligation of or guaranteed by any credit union or its affiliates, and 3) not insured or guaranteed by NCUA. Administrator’s Insurance License Numbers: CA-0449782

Closed for Columbus Day - Monday, October 9th
Closed for Staff Training - Monday & Tuesday, October 16th & 17th