Welcome to YOUR credit union! We realize you have many choices for your financial services and we are very excited that you picked Quaker Oats Credit Union! You can open a Share Draft/ Checking Account in-person or by mail.
First, please print, complete, and return the following forms to the credit union.
- New Member Application must have a savings account with QOCU to qualify for a Share Draft/ Checking Account.
- Share Draft Agreement
- ATM/Debit Card Application if you would like an ATM/Debit Card.
- Overdraft Protection Agreement allows us to transfer funds from a savings account if this account ever has insufficient funds.
Next, please make a photocopy of your Driver’s License and Social Security Card to be included in the packet of information to be provided to the credit union.
Then please review the following disclosures and feel free to download and print a copy for your records.
- Membership and Account Agreement Form
- Truth in Savings Forms
- Electronic Funds Transfer
- Funds Availability
Lastly, we require a $5 deposit for your membership share which must remain in your account at all times. If you decide to close your account within 6 months or less of opening the account you forfeit the $5 membership share. If your account remains open for 6 months or more and you decide to close the account we will return your $5 membership share.
Again, welcome to Quaker Oats Credit Union! We look forward to having you as a member-owner and helping you with your financial needs. Please contact us if you have any questions or need assistance.
CHECKLIST OF ITEMS TO RETURN TO QOCU
|New Member Application|
|ATM/Debit Card Application|
|Share Draft Agreement|
|Overdraft Protection Agreement|
|Copy of Driver’s License|
|Copy of Social Security Card|
|$5 Membership Share|
*A Share Savings Account must be opened before any additional accounts can be opened.