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Quaker Oats Credit Union offers personal loans for a variety of purposes. Personal loans are generally secured only by your signature and tend to have slightly higher interest rates. Personal loans allow you to borrow as little as $500 or as much as 10% of your yearly income (not including overtime). Personal loans are for 1 – 3 years. Interest rates are based on the length of the loan and individual credit.
Quaker Oats Credit Union offers share secured loans at lower interest rates than personal loans. A share secured loan must be secured by monies in one of your credit union savings accounts or a certificate of deposit. The secured monies will be available again once the loan is paid off. The term of the loan is based on the dollar amount of the loan.