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Other Loan Types

Personal Loans

Quaker Oats Credit Union offers personal loans for a variety of purposes. Personal loans are generally secured only by your signature and tend to have slightly higher interest rates. Personal loans allow you to borrow as little as $500 or as much as 10% of your yearly income (not including overtime). Personal loans are for 1 – 3 years. Interest rates are based on the length of the loan and individual credit.

Share Secured Loans

Quaker Oats Credit Union offers share secured loans at lower interest rates than personal loans. A share secured loan must be secured by monies in one of your credit union savings accounts or a certificate of deposit. The secured monies will be available again once the loan is paid off. The term of the loan is based on the dollar amount of the loan.

Loan RatesLoan Application