ATM/Debit Card

QOCU will be issuing new ATM/Debit cards in April 2012.

Our new cards will feature NO daily limits — which means you can use your card for “swipe & sign” purchases up to the full balance in your account!
Please contact us if you have questions.  Otherwise, simply watch for your new card(s) to arrive in April!


With your ATM/Debit card, you can obtain a balance, deposit, and withdraw money form your Share account (savings) or your Share Draft account (checking). The Debit Card allows you to do Point-of-Sale transactions from your Share Draft account only. You will receive 6 FREE pin transactions each month.
  • Beginning with the 7th pin transaction there will be a $0.50 charge per transaction.
  • There is NO ANNUAL FEE.
  • Withdraw up to $200 per 24 hour period.
Your ATM/Debit Card also has a CREDIT option.  If you have this option available, you may use your card anywhere MasterCard is accepted.  Simply swipe and sign the receipt when using your card as a “credit.”  The funds will be automatically withdrawn from your Share Draft/Checking account only.  “Swipe & sign” transactions usually take 2-5 days to post to your account.
Look for the Shazam and/or Cirrus symbol on the ATM machine. You will be able to use your Debit Card in Automated Teller Machines (ATM) with no surcharge fees across the United States where you see these symbols. We do require you to have a Share Draft account in order to have a Debit Card, although ATM cards allow you to access both Share Savings and Share Draft accounts.

Click here to locate a Privileged Status ATM near you!

If your ATM/Debit Card gets lost or stolen you will need to call1-800-234-5354.
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