Holiday Skip-a-Pay Program

Holiday Skip-a-Pay Program

The Annual Holiday Skip-A-Payment Program gives you the opportunity to skip December’s payment on any QOCU loan (excluding home equity & credit card) to help pay for holiday expenses. The following loans are not eligible for Skip-A-Payment:

  • Loans financed after June 1st in the year you apply for the Skip-A-Pay.
  • Loans delinquent within 6 months of the date you apply for the Skip-A-Pay.
  • If your account(s) are not in good standing.
  • Home equity loans and credit card loans.
  • Loans subject to an extension in the year you apply for the Skip-A-Pay.
  • Auto loans that participated in the “no payments for 90 days” loan special in the year you apply for the Skip-A-Pay.
  • If the Skip-A-Pay convenience fee of $25 per loan is not available in your savings and/or checking account when the  application is submitted

The 2017 Skip-A-Pay Application can be submitted to the credit union starting October 1st.  Applications must be received before November 17, 2017.